Buying · Indi Mortgage
Is Edmonton becoming unaffordable?
A calm look at affordability — separating the anxiety from what the numbers actually say.
Feelings vs facts
There’s an emotional side to the market — buyers feeling cautious, sellers feeling antsy — and then there’s what the stats actually show. Josh and Jay pull them apart so you can decide based on facts, not headlines.
What the numbers showed
At the time, the market was cooling in a tempered, not-alarming way — sales easing modestly and inventory shifting rather than collapsing. A cooler market can actually be good news for a prepared buyer.
Affordability is about the payment
Affordability isn’t just the sticker price — it’s the monthly payment, which means your rate matters as much as the price. That’s why knowing your financing before you shop changes the whole picture.
