Run the numbers
Mortgage calculators
Quick, honest estimates for the three questions buyers ask first — your payment, your budget, and what it costs to close in Alberta. Then we'll confirm your real numbers together.
Mortgage payment
See your payment at any price, rate, amortization and payment frequency — accelerated options included. If your down payment is under 20%, we estimate the default-insurance premium too.
Your payment
$0 / month
- Mortgage amount
- $0
- Est. default insurance *
- $0
- Total mortgage financed
- $0
- Total interest (over term of amortization)
- $0
* Default (CMHC-style) insurance applies when your down payment is under 20%; the premium shown is an estimate and is added to your mortgage. We'll confirm your exact figures.
How much can you afford?
A realistic budget from your income, debts and down payment — using standard GDS/TDS lending guidelines and the mortgage stress test.
You could afford about
$0 home price
- Maximum mortgage
- $0
- Est. monthly payment
- $0
- Qualifying (stress-test) rate
- 0%
- Limited by
- —
Estimate only, using standard 39% / 44% GDS/TDS guidelines and the mortgage stress test. Your real maximum depends on the lender, program, credit and full application — let's confirm your number.
Alberta closing costs
Budget for closing day. Alberta's big advantage: no land transfer tax — just nominal Land Titles fees, plus your lawyer and the usual one-time costs.
Estimated cash to close
$0 in closing costs
- Land Titles — transfer fee
- $0
- Land Titles — mortgage fee
- $0
- Legal + title insurance
- $0
- Inspection + appraisal
- $0
Estimates — legal, inspection and appraisal amounts are yours to adjust. Land Titles fees use Alberta's current formula. GST rebates for new builds can apply. We'll firm these up for your purchase.
These are estimates — a pre-approval gives you your real, lender-backed numbers. About 10 minutes.
Want your exact numbers?
Book a quick call with Josh and we'll pin down your payment, budget and costs for real.